Beach Butter

Archive for July 10th, 2010

Most travelers are not aware that the airlines could also provide protection for your luggage not including any travel insurance you might have.  This insurance known as excess valuation can be acquired through the airline and this would hold them accountable for up to the amount of $3000 should your baggage end up lost or damaged.  The U.S. requires the airline to be liable for this dollar amount, but some airlines will immediately offer an additional $1700 worth of coverage to you.

This insurance is not typically offered to you so you have to ask about it when you check in.  This is something that really is a must if you are traveling with very expensive clothing like wedding attire, or expensive artifacts that have been wrapped and packed for you.  The airlines don’t call this insurance because they arent an insurance company, but it covers you from damage or loss on your checked bags. Be sure you research this and any other type of insurance, such as adventure travel insurance or backpacking travel insurance.

Naturally, many wish to know what the loopholes are, so be certain and clarify with each airline you speak with what their coverages involve.  Know that not all airlines will provide coverage in the event of damage, but just loss.  Most international airlines do have this, but its really most effective to not try and figure it out online.  You will certainly want to look into this when you get to the counter at the airport.  In this case it is important to get the facts in person.

Keep in mind that the airline might undervalue what you have.  Be sure to note what they are excluding in this policy.  They probably won’t cover for things marked as Fragile, business or valuables.  So, being able to secure any jewelry you are not wearing, or even stashing some cash may not be a good idea.